Showing posts with label Buyers. Show all posts

Friday, January 17, 2014

"If you WAIT... you may PAY MORE" for a home in Salinas CA and Prunedale CA (93907)

Is there urgency to buy a home in Salinas CA (and Prundale CA) 93907?

You bet there is!

THIS is the TIME TO BUY a home in Salinas CA (93907) PRICES keep GOING UP!

As you can see on the graph, the MEDIAN SOLD PRICE of homes continues to rise. The Median Listing Price is for Single Family Homes / Condos / Townhouses in Salinas, CA (93907) is $486.500. The average days a listing stays on the market is 63 and there are 28 Active Listings in 93907. 14.3% of the properties on the market are distressed, meaning they are either Foreclosures or Short Sale.

If you wait, you may pay more for the home of your dreams. I know it sounds a bit dramatic, and more like a sales pitch. But it is true. In a rising market, the best time to buy was yesterday. The next best time is today. And the next best time is tomorrow. So Call Me Today and let's get you in your new home.

Click for more information on the 93907 area including a Market Insider Report. The report includes a Market Analysis, Community Info, Local School Info, Insider Tips and a Compare Area tab.

The Compare Area is an interactive Comparison between zip codes and includes information on Community Characteristics, Market Stability, Crime Risk, School Summery and lots more.

Click to Compare Areas

Find your next home here (North Monterey County)

Search Homes for Sale Santa Cruz, Aptos, Capitola, Rio del Mar, Watsonville, La Selva Beach, Pajaro Dunes, North Monterey County and surrounding areas

BUYERS: BUYER REPRESENTATION SERVICES (No Cost to Buyer) 831-531-8183
SELLERS: Want to know your HOME'S VALUE?

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Thursday, January 16, 2014

In North Monterey County sits a wonderful town called Aromas. Aromas Real Estate

by Terri Woods - Terri specializes in selling real estate in North Monterey County

Nestled beneath the beautiful California hills and a big blue sky is the small town of Aromas.

With a population of less than 3000, this town is approximately 8 miles to Watsonville, 20 miles to Salinas, 30 miles to Santa Cruz, and just 45 miles from San Jose, CA.

FUN FACTS:

Aromas is home to Graniterock Quarry.

Aromas is one of four cities in California that straddle two counties.

Aromas, CA Homes for Sale (Monterey County) Listings Search

Are you considering moving to Aromas? Or do you have a home to sell? If so, call me today. I specialize in residential real estate in North Monterey County, including Aromas. Call/text me at 831-531-8183 or email me at terriwoods@kw.com.

Search Homes for Sale Salinas, Prunedale, Watsonville, Moss Landing, Castroville, Pajaro Dunes, North Monterey County, Santa Cruz County and surrounding areas

BUYERS: BUYER REPRESENTATION SERVICES (No Cost to Buyer) 831-531-8183

SELLERS: Want to know your HOME'S VALUE?

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Saturday, January 11, 2014

Your Credit Score Even Affects Your Homeowner's Insurance Premium - Save $$ on Santa Cruz Real Estate

By Terri Woods - Terri sells real estate in Santa Cruz County and North Monterey County

Did you know that the lender is not the only one who looks at your credit score when buying a home? Unless you have recently purchased a home or refinanced the home you are currently living in, you may not be aware that insurance companies are now looking at credit scores. Insurance companies have learned that a person’s credit history is an accurate predictor of risk. According to Insurance Information Institute actuarial studies have shown that people with a low credit score are more likely to file a claim. Since insurance companies base their premiums according to the risk they are assuming, the lower the credit score, the higher the risk.

So, for those of you with excellent credit, congratulations! You reap the rewards of a lower premium.

For those of you whose credit scores are sub-standard, there are a few steps that you can take to assist in a lower homeowner's insurance premium.

Repair your credit. Before you go cutting up those credit cards, you may want to Google some tips on 'how' to repair your credit.
Shop lenders. Lenders do vary in interest rates, points and fees.
Consider raising your deductible. Of course, a higher deductible has to make sense in your financial situation.

For more information, contact me for my FREE Home buying eBook for SMART BUYERS.

Find your next home here!

Search Homes for Sale Santa Cruz, Aptos, Capitola, Rio del Mar, Watsonville, La Selva Beach, Pajaro Dunes, North Monterey County and surrounding areas

BUYERS: BUYER REPRESENTATION SERVICES (No Cost to Buyer) 831-531-8183

SELLERS: Want to know your HOME'S VALUE?

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Saturday, November 16, 2013

HOME PRICES IN WATSONVILLE CA for November 2013 (including La Selva Beach, Corralitos, Royal Oaks, Mt. Madonna, and Pajaro Dunes)

HOME PRICES IN WATSONVILLE CA for November 2013 (including La Selva Beach, Corralitos, Royal Oaks, Mt. Madonna, and Pajaro Dunes)

We have seen several months of price increases on SOLD HOME PRICES in Watsonville (95076) and the surrounding area. If you are considering buying a home, you can still find deals, but having a good real estate agent who understands the market is a must. Don’t stay on the fence too long. As you can see in the graph, listings are not selling for their asking price.

To make sure you don’t overpay for your home, you want an agent who knows the market and has the statistics to support an “offer” price. A reminder to all buyers is that a low inventory is one indicator that prices should continue to rise. Now is the time to buy. Sellers should make sure to price their home near the market value if they expect to get an offer from one of those interested buyers.

WATSONVILLE CA HOME PRICES

The number of active listings in Watsonville (95076) dropped by 7.8% from the previous month. The median number of days active properties have been listed is 92. The number of sales in September dropped by 90.9% from the previous month. The percent of owner occupied properties in Watsonville (95076) is 16.44% below the national average. The percent of rental properties in Watsonville (95076) is 26.7% above the national average which is typical for urban areas.

WATSONVILLE CA REAL ESTATE REPORT SUMMARY (95076 – Including La Selva Beach, Corralitos, Royal Oaks, Mt. Madonna, and Pajaro Dunes)

The median list price in November for single family homes in Watsonville CA is $604,280. The number of active listings in Watsonville CA is 142 and the Median Days on Market is 92. 6.3% are Distressed Listings (Foreclosures and Short Sales).

FIND HOMES FOR SALE IN WATSONVILLE and surrounding cities Visit my website to SEARCH FOR HOMES IN WATSONVILLE CA or be notified when new homes come on the market.

Subscribe to this blog to get the latest real estate information on Watsonville, CA real estate.

Thank you for reading about Home Prices in Watsonville CA (95076) for November 2013.

Search Homes for Sale Santa Cruz, Aptos, Watsonville, La Selva Beach, North Monterey County and surrounding areas for FREE
BUYERS: BUYER REPRESENTATION SERVICES (No Cost to Buyer) 831-531-8183 SELLERS: Want to know your HOME'S VALUE?

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Wednesday, November 6, 2013

What can you afford? And why is getting pre-approved important?

WHAT CAN YOU AFFORD?

And Why is getting Pre-Approved Important?

Real Estate 101 in Santa Cruz and Monterey Counties

Pre-approval program

Many buyers are applying for a loan and obtaining approval before they find the home they wish to buy.

Benefits of pre-approval

· You look at the “right” homes

· You save money dealing with a comfortable seller

· You close more quickly

· You minimize trauma of not knowing if you qualify

There are many different loans available. Your loan officer is the best source to discuss the many different possible scenarios.

When you visit with your lender, Ask for…

...a Good Faith Estimate which will include an approximate amount of money needed at closing in addition to an approximate payment amount. Note: Some lenders prefer not to give you a Good Faith Estimate due to strict regulations, however, if you are comparing loans from different lenders, you will need to compare "apples to apples" so make sure you get all the costs of the loan and the APR.

...a Pre-approval letter showing that you are a qualified buyer. Note: Most real estate agents will have the lender do a customized Pre-approval letter with the amount that you are making the offer when you write a contract. As a Buyer, you do not want to disclose to the Seller how much you can actually afford.

If you do not have a lender, contact Terri Woods for a list of VIP Lenders.

Search Homes for Sale Santa Cruz, Aptos, Watsonville, La Selva Beach, North Monterey County and surrounding areas for FREE
Call or Text Me concerning information on BUYER REPRESENTATION SERVICES (No Cost to Buyer) 831-531-8183
Want to know your HOME'S VALUE?
Like Us on Facebook. Go to www.Facebook.com/terriwoodsrealestate
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Tuesday, November 5, 2013

Mr. Seller... Did you wait too long? The real estate market has shifted in Watsonville, La Selva Beach and Corralitos

The real estate market has shifted in Watsonville, La Selva Beach and Corralitos and the proof is in the numbers.
Even though interest rates are still at historical lows, the buyers have seemed to slow down on buying - as evidenced in a higher inventory of homes for sale (even compared to last year).

So, what does that mean if you are a BUYER? If you were one of those buyers who was out-bidded during the buying frenzy of the summer, this is great news for you. You have a bit of room to breathe. The inventory is higher, giving you more options. And the interest rates are still so very low.

My advice for BUYERS: If you find the house you want… BUY IT!

What does this mean if you are a SELLER? Price your home right! Homes that are priced according to the market sell no matter if it is a Buyer’s Market or a Seller’s Market. Overpriced homes will sit and sit and sit. Then, a buyer who knows the property has been on the market for a while will make a lower offer. But, if you price it right at the beginning, your home will be one of those that sale. Notice the huge increase in the Days on Market. Pricing right the first time will greatly reduce the days your house will be on the market.

My advice for SELLERS: Price your home right the first time. Be aggressive in price reductions.

When you are ready to BUY a home, SELL a home, or INVEST in real estate, give me a call. I will help you save time, money and stress.

Stats from MLSListings, Zip Code 95076

Search Homes for Sale Santa Cruz, Aptos, Watsonville, La Selva Beach, North Monterey County and surrounding areas for FREE
Call or Text Me concerning information on BUYER REPRESENTATION SERVICES (No Cost to Buyer) 831-531-8183
Want to know your HOME'S VALUE?
Like Us on Facebook. Go to www.Facebook.com/terriwoodsrealestate
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